We can help you to sell more safely
Owning and running a small business—is anything but easy

Before you know it, you are spending a lot of time on business operations, managing payments, monitoring chargebacks and so forth. Each of those tasks is eating away time you could be using to focus on how to grow your business.

But we have something big for you!

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Leading worldwide providers

Companies with proven track records

Solutions serving businesses of all sizes and all over the world

 

Partnered together to take responsibility for payment processing and fraud losses, freeing you to focus on your core business.

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The largest fraud prevention company in the world shields you from chargeback costs with the highest approval rates in the industry

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A global top five payments company, allows you to accept credit cards online

You now can benefit from the excellence of having everyone focusing on what they do best, including you!

The smartest way to freeing you to do what you do best!

We can help you to sell more safely

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While Heartland’s solution allows you to accept credit cards online and addresses PCI compliance and data security concerns, ClearSale addresses the growing threat of credit card fraud that has been troubling more and more merchants.

About Heartland

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Heartland is a leading worldwide provider of payment technology and software solutions delivering innovative services to its customers globally. Heartland’s technologies, services, and employee expertise enable itto provide a broad range of solutions that allow its customers to accept various payment types and operate their businesses more efficiently across a variety of distribution channels in many markets around the world.

 

Heartland’s SecureSubmit Solution:

 

Heartland’s SecureSubmit Solution allows merchants to start accepting credit cards online today.

  • Simple-to-Integrate jQuery Plugin
  • PCI Security Standards
  • Single and Multi-Use Tokenization
  • Plug-and-Play Installation
  • Reduce Merchant’s PCI Scope
  • Designed to increase shopper conversions and minimize the total cost of payment acceptance
  • Customizable Reporting Tool
  • Dedicated department to Resolve Disputes

About ClearSale

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For more than 15 years, ClearSale has helped retailers eliminate chargebacks before they happen. ClearSale’s mission is to stop online fraud while providing customers with the highest approval rates and lowest false positive rates in the industry. Offering a full-service fraud tool, ClearSale eliminates the need for any merchant involvement or expertise in the fraud prevention responsibility.

ClearSale’s experience speaks for itself:

  • 15 years in business
  • 99% customer retention rate
  • More than 2,000 direct clients, from giants like Walmart to individual entrepreneurs
  • Accepting orders in more than 150 countries every day
  • The first provider ever to guarantee chargebacks back in the early 2000s
  • The highest approval rates in the industry

 

Total Guaranteed Fraud Protection Solution:

 

ClearSale’s Total Guaranteed Fraud Protection Solution provides the merchant with a straightforward, optimized decision (accept or reject each order) while offering 100% reimbursement of fraud-related chargebacks.

Connected to your operations, the Total Guaranteed Protection eliminates the need for multiple fraud tools and resources.

Every order is computed in real time; approved orders are released in real time while gray area transactions, declined by the artificial intelligence of other market solutions, are always seen by human eyes so they can later be approved or flagged as fraud.

After implementation, the relationship will be focused on managing results and not operational tasks. It’s all about optimizing three KPIs: (1) chargeback rates, (2) customer satisfaction and (3) approval rates.

  • 100% reimbursement of fraud-related chargebacks
  • Pay only for proven results
  • A single solution for any transaction: web, mobile or telesales
  • Flexibility to deal with sales peaks for every client
  • Fraud analysts on duty 24/7/365
  • Online dashboard
  • More than ten plugins with the top e-commerce platforms for fast connection
  • Dedicated IT and post-sales support teams

learn about what ClearSale has already done for stores like yours

Success Stories

Why Standalone Fraud Prevention and Payments Solutions?

While having credit card fraud solutions integrated with a payment gateway might seem convenient for time- and resource-strapped online merchants, this convenience comes at a cost. One of the biggest challenges to integrated fraud protection solutions isn’t preventing fraud — it’s ensuring that good transactions aren’t declined. Many merchants are finding that with this combination, they’re experiencing:

  • Simplistic fraud filter algorithms not optimized to each business situation — Generic solutions set fraud filters conservatively, leading to a high level of declines of good transactions
  • No clear visibility about the reasonableness of and reasons for declined transactions
  • Extra effort is needed to customize fraud filters or you risk losing good transactions
  • Lack of a chargeback guarantee
  • Lack of a dedicated and clear dashboards 

With no risk of layered fraud protection tools to interfere with outsourced services, Heartland’s and ClearSale’s standalone solutions can easily be integrated into your other e-commerce solutions, ensuring your business will benefit from the expertise of each one of them.

By shifting the management of  payments, fraud, and chargebacks off your plate, you can go back to concentrating on your core business and serve customers.
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You can start today!

Get in touch now!

Why is implementing a fraud protection solution essential for your business?

 Card-not-present (CNP) fraud is on the rise

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 Chargebacks Happen, And They’re Costly

  • Loss of goods
  • Chargeback fees
  • Higher processing costs
  • Closed accounts

When fraudsters find an easy target, they tell other scammers, and even if your merchandise doesn’t appeal to fraudsters, your business can be a victim of high-card-testing fraud.

Too many chargebacks and the bank will close a merchant’s account and add the merchant to the MATCH list, labeling them as high risk for five years. Merchants then face higher processing fees and even go out of business without a merchant account available in the market.

What is a chargeback?

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Chargeback Fraud 101 Video


Contact your representative at Heartland to learn more!